Insurance companies seem to be more lenient with women drivers when it comes to car insurance policy purchases. There are quite a number of reasons why this is the case, as any one may be aware of, insurance companies set policy premiums in regards to the car’s potential risk features. Statistic shows that women drivers are less prone to have accidents. This forms one of the general reasons as to why car insurance companies offer cheap car insurance policies to women. However other factors of premium pricing can raise car premiums. Following are some few quick tips for women seeking cheap car insurance quotes:
Tip number 1: Clean driver’s license
A clean driving license has positive connotation whenever possible car insurance premium is set for an interested party. For women drivers, a clean driving license proves the fact that the applicant is always careful when driving.
Tip number 2: Car parking
It is very important for women interested in cheap insurance policy to state and have their cars parked in secure locked car garage when applying for policies. Installing other security devices in the garage such as CCTV raises chances of receiving cheap car policy premiums.
Tip number 3: Building No Claim Bonuses
No claim bonuses are often the best ways of keeping reduced car insurance costs. When comparing car insurance policy from car insurance companies remember to inquire about transferring your insurance bonuses to the new policy. This can help you save up to 70 percent of the stated premium.
Tip number 4: Keep low on car mileage
Applying insurance on low car mileage option can help reduce the costs associated with car premium. It is possible for individuals to claim extra mileage on their car. However, it is always advisable to quote an average car mileage but quoted slightly on the upside. Quoting low mileage may sometimes have you consider taking public transport.
Tip number 5: Car engine capacity
Cars with smaller engine capacity attract cheap insurance rates. It is very important for women to consider car engine specifications whenever they have plans of purchasing new vehicles.
Tip Number 6: Installing car security features
Installing car alarms and engine immobilizer has positive effects on the policy premium. Women are encouraged to ask for car security installation certificates whenever a security gadget is installed in the car.
The above mentioned tips are quite effective in attracting cheap car insurance; these tips coupled with good skills in comparing insurance quotes will often than not lead interested women to get affordable car insurance covers.
