Dump truck insurance is used by; owner operators, trucking companies, small or large fleets, and individuals. Commercial dump trucks play a significant role in the day-to-day operations of the construction industry. As a dump truck operator, you’ll need to purchase Liability Insurance and Physical Damage Coverage to protect your dump truck in case you get into an accident. If you work on a for-hire basis, you’ll also want to consider purchasing Motor Truck Cargo insurance to protect the dirt, sand, gravel, stones, or other similar items you may be hauling in your dump truck.
Commercial Dump Truck Insurance covers events occurring from an overturn or collision of the insured dump truck. This is for the damage or loss of the dump truck which is insured. This part of insurance provided to dump trucks covers any injuries or death to another person, as well as if the insured is considered the one to blame for the occurrence of the accident.
Your dump truck is your livelihood and in order to properly protect your assets it’s important that you are properly insured for all situations and circumstances that may occur.
Such special situations may include:
• Hazardous Materials
• Employee Driving Record
• Good Driver Incentives
• Safety Programs
• DOT Compliance
• Cargo Liability
• Non-Trucking Liability
• Physical Damage and Occupational Accident
• Property Coverage
• Worker’s Comp and More
Commercial Dump Truck Insurance that every owner/operator should be concerned with:
• Primary Liability Insurance:
Bodily Injury Insurance
Hospital and medical bills
Rehabilitation
Long-term nursing care
Funeral expenses
Lost earnings
Pain and suffering
Other damages
Non-Trucking Liability Insurance
Medical expenses or death caused to other people
Property damage caused to other people
Physical Damage Insurance
Collision insurance
Comprehensive insurance
Fire and Theft with Combined Additional Coverage
• Other Dump Truck Insurance Coverage’s that you should consider:
Uninsured Motorists
Motor Truck Cargo Insurance
Most insurance carriers will help you with financial responsibility filing for state and federal filings
When you are getting your policy, you should make sure to ask your insurance provider any questions that you may have about insuring your commercial dump truck. Insurance rates vary from state to state and city to city. It will be determined based on your past insurance history too.
Most of the companies offer free commercial dump truck insurance quotes for comparison. Now you can get dump truck insurance rates from multiple companies in the United States. They do shopping for you and provide you with the most up-to-date dump truck insurance rates available in the industry. These will help you to save your time and money to find the right coverage that fits your business needs and your budget.
To get started, Visit www.dumptruckinsurancedeals.com or Call us today at 800-513-3135 within minutes you will have professional dump truck insurance quotes for your specific business needs. It’s quick and easy, and could save you as much as 30% on your dump truck insurance. Get started today!
